AskMID To Check Your Car Is Insured
Oct07

AskMID To Check Your Car Is Insured

As a car driver you really should know about a handy website called AskMID. You’ll probably already know that there’s a central database the Police have access to that contains the insurance details of all the cars on the UK roads. The database is known simply as the Motor Insurance Database (MID), and now you can check to see if your car is recorded on there. AskMID Gives You Peace Of Mind By going to the AskMID website...

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How Do Different Driving Offences Affect Your Insurance?
Aug24

How Do Different Driving Offences Affect Your Insurance?

How does having points on your licence affect your car insurance premium?

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How Do Car Insurance Groups Work?

You almost certainly know how much your car insurance costs, usually because paying for it leaves you slightly traumatised (or is that just me?). There are many factors that determine the cost of your insurance, the biggest being you –  your age, driving experience and no-claims bonus. After that the next biggest factor in your insurance cost is the car you drive or, more importantly, which car insurance group it fits into....

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Be Careful With Accident Management Companies
Jan19

Be Careful With Accident Management Companies

Have you noticed a gradual rise in your insurance premiums over the last few years? I certainly have – every time I go to compare car insurance prices I’ve noticed a steady rise in my premium, and the chances are you will have too. There are plenty of reasons for this. Some of the more obvious ones include the costs of accidents involving uninsured drivers as well as the increase in ambulance-chasing law firms claiming...

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Uninsured Drivers Face Additional Fines
Dec13

Uninsured Drivers Face Additional Fines

How much does it cost if you don’t insure your car? The answer might surprise you and if, like me, you’re a driver who diligently forks out your annual car insurance premium then the answer may very well annoy you. The government is going ahead with a proposal from the Department of Transport to introduce a fixed penalty fine for owners of uninsured cars. If DVLA records show that a registered car has no insurance the...

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Writing Your Car Off Isn’t All Bad
Jul18

Writing Your Car Off Isn’t All Bad

A friend of mine (we’ll call him Steve) recently had the misfortune of crashing his car into the back of someone at a roundabout. Usually these are fairly minor crashes that result in a couple of scratched bumpers and a bruised ego, but in this case the impact was a bit more severe. Steve has a driving style that involves keeping up momentum by using the brakes as little and late as possible (you have to do that in an...

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